Gig & Host Cover

Personal insurance policies are written for personal use. The moment a car carries paying passengers or a home hosts paying guests, the coverage can change in ways most people don't notice until a claim. These guides map the gaps and the usual ways to close them.

Guides

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  Rideshare insurance by app status: the period-1 gap and what an endorsement costs

  If you drive for a ride-hailing or delivery app, your car is covered by different insurance depending on what the app is doing at that moment. The…

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  Insurance for short-term rental hosts: homeowners, host protection, endorsements, and STR policies

  Renting out a spare room, a basement suite, or your whole home on a booking platform changes your insurance picture more than most hosts realize. Standard…

The common thread

In both cases, the fix starts with telling your insurer exactly how you use the car or the home. Undisclosed business use is one of the most common reasons claims are denied and policies are canceled.

General information only, not insurance advice.